Jennifer Urmston Lowe graduated from the University of North Carolina with a degree in Business Administration. She worked for Eastman Kodak in sales. Subsequently, she managed personal training and corporate fitness centers. Jennifer joined Sports & Fitness in 1998. Presently she is their Underwriting Supervisor, National Account Manager, and Marketing Manager. She is a founding board member of AFS and a member of WIFA. She is included in the 2018 Insurance Business America Elite Women.